Bad Credit Car Finance

If you have a history of bad credit, it can often make getting accepted for car finance more challenging. At PM Loans, we understand that not everyone has a perfect credit score, that’s why we work with a specialist panel of lenders; who offer a broad selection of bad credit car finance.

What can PM Loans offer me?

Our team are experienced in helping people find car loans with bad credit. By getting to know you and your situation in detail, we can then tailor a search from our panel of lenders, focusing on those we know have a history of providing car finance to drivers in your circumstances.

Can I get Car Finance with Bad Credit?

Having bad credit doesn’t mean you can’t borrow money to buy the vehicle you need, but it may mean you may not get approved by some lenders. If you have bad credit, or if you’ve been rejected by other lenders in the past, that’s when we can help.

When you apply for bad credit car finance with PM Loans, we will take your credit score into consideration but also base our decision on your current financial circumstances and your ability to repay the loan.

What doesn’t impact my credit score?

There is a lot of misinformation and myths surrounding what affects your credit score. The following factors will not impact your credit score:

  • Previous occupants of your home address
  • Friends and family you live with
  • Soft search credit checks
  • Checking your own credit score

Apply for Bad Credit Car Finance

Applications should take around 3-5 minutes. Remember: be as honest as possible as we’re here to help you, not judge. The more information we have about your current and past financial situation will help us when it comes to deciding whether we can finance your next vehicle.

To apply for car finance, you must over 18 years old and hold a full UK driving licence. You’ll need to submit your employment and personal details. To start your car finance journey with us simply start your application online to see how PM Loans can help you.

Apply Now!