Direct Lenders

Direct lenders provide loans to you directly, however, we looked at trying to make your life easier, so we teamed up with a great set of lenders, just in case we couldn’t lend to you ourselves. Our lender partners, like us, are all authorised and regulated by the Financial Conduct Authority, so you know you are in safe responsible hands.

Loans that come directly from us, cuts out the middleman making sure you get the best rate with funds paid directly into your bank account that same day.

We have listed some key benefits of using a direct lender.

Benefits of the service:

  • fast and simple application
  • No setup fees
  • FCA registered lender
  • Speedy approvals
  • money ready the same day

We will also provide you with other loan options if we can’t provide what you were looking initially as we have a large panel of U.K alternative lenders that we work with.

This will give us access to other options that will save you the time searching for hours.

We will always ask for your permission before forwarding your details with our other providers.

What can I use my loan for?

You can use a loan for multiple purposes, please note that these types of loans should only be a short-term fix and not a long-term financial solution.

Here are some examples for using a short term loan direct lender:

  • General repairs around home
  • Car repairs
  • Emergency funds
  • Unexpected medical bills
  • Bill payments

Can anyone apply for a Short Term Loan?

Yes! as touched on earlier, we lend directly to you and our loans are tailored for people with all types of credit histories.

We focus on the affordability of your current circumstances as appose to carrying out full credit checks.

This gives us a better understanding of your circumstances and a higher chance of getting the money you require.

You must 18 or over with a U.K bank account, in full-time employment and a U.K resident.

If you meet the above criteria then we will process your application for a loan once we have carried out the or affordability checks.


PM Loans Application Process


Before applying or taking out a payday loan work out your affordability so you don’t overextend your credit.

As a direct lender, we promise to provide you with the most excellent service and continuous support.

Please click here to apply today (code)

Warning: Late repayment can cause you serious money problems. For help, go to: Money Advice Service