At PMLoans, we provide a 100% online solution for any financial emergency or need. Here’s how it works:

Our transparent loans show you what you’ll pay before you submit. There are no fees to use our service.

Sustained borrowing over long periods may not be suitable for all customers. We are here to help you manage a short-term financial need. Before you apply, please consider your application carefully to ensure that it is suitable for your needs and that you can afford to repay.

NOTE: Late repayments can lead to serious financial implications, so it is important that you are able to make your repayments on time before applying.

Step 1 – Choose Your Amount

Using our online calculator for short term loans, select the amount and number of months. We’ll calculate an estimated repayment based on our loans and lenders. If you are happy to proceed with a full application, click the Apply Now button and move on to the next step.

Step 2 – Complete The Application Form

It’s simple and quick to fill in our form. We will ask you for your personal details, income, expenditure. We’ll also ask for your bank account details. Bank details are only for verification of your identity. These are sent to our panel containing some of the leading UK payday loan lenders. The decision will come back quickly and all online and you will be taken on to the lender’s website to accept the loan and electronically sign the documents.

Step 3 – Get Your Cash!

If you make your application Mon-Fri before 3pm, you could receive your loan funds on the same day. However, if your application is submitted after 3pm or on a weekend, you may not receive your funds until the next available working day. Please note speed of pay-out will vary by lender. If your lender is The Money Hive and your application is completed and received before 3pm, you may receive you funds the same day.

When Will I Need To Repay My Loan?

The date you repay will depend on when the loan comes through, and the repayment terms agreed during your application. You may have a right to repay the loan early, either in full or in part. Please contact your lender for more information.

It’s not always easy to understand your repayments, but we try to make it as simple as possible. When you need to know how it works but other lenders won’t tell you, visit PMLoans.

Do You Check My Credit Score?

As a lender and a broker, PMLoans may perform a credit check against your file once you submit your application. Subsequently, if we send your application to our panel of lenders, credit checks may be made and recorded on your file. If you are being declined for loans and don’t understand why, you can check the information credit reference agencies hold about you, and can check your credit score online.

You might wonder how it works? If we think we can help, we’ll request your credit score to use with your application details. This will tell us if the loan is affordable. That’s how we stay a responsible lender.

NOTE: Having lots of credit checks done in a short amount of time can affect your credit score, particularly if you are being declined frequently.

How Much Would You Like?

Representative example: Borrow £300 over 3 months @ 292% pa (fixed) Total repayment: £457.95 in 3 monthly payments of £152.65. Representative 1261% APR.