Bad Credit Payday Loan Direct Lender

Are you stressed out due to the financial tantrums? Mid-month emergencies cause a headache. This is exactly where a little cash assistance can help you until your next payday. When you need funds in a hurry, a payday loan could help. We strive to add fortune into your life by providing you with a payday loan from a payday loan direct lender.

How long can I borrow for?

We offer short term loans for a maximum of 12 months. However, you can choose to repay anytime from 1 month to 12 months and you always have the option to repay early. This will make it cheaper, since you will accrue less interest on your loan overall. You can use our loan calculator to choose your loan amount from £50 to £1,500!

Can I get approved with Bad Credit?

Yes, as a direct lender for bad credit we are willing to take a view on customers with poor credit. At PM Loans, we are interested in your current financial situation and your ability to repay your loan on time through your employment and income.

With this in mind, we are willing to consider bad credit loans and anything you can do to improve your credit rating, such as paying off any debts or closing any unused cards or accounts you do not use will always maximise your chances of approval.

What are the eligibility requirements?

To be eligible to apply for bad credit loans, you must be over 18 years of age and a full-time resident in the UK. Other basic criteria include:

  • Employed and able to make monthly payments
  • Valid UK bank account
  • Valid mobile phone and email address

Once your loan application has been completed, we will typically carry out a series of credit and affordability checks to ensure that you can afford to make monthly repayments.

Apply online for a Payday Loan Direct Lender

At some time in our lives, most of us require a payday loan from a payday loan direct lender. At PM Loans, we are here to help you with any emergency short term loan that you may need. All you need to do is apply online for a payday loan by completing our application form or clicking below!

Apply Now!