No Guarantor Loans for Bad Credit

If you have bad credit, this can be a barrier to you finding the finance you need. You can often need a guarantor to secure a loan before you take one out. However, with PM Loans, you don’t need a guarantor. As the name suggests, no guarantor loans don’t require a second party or guarantor to be on standby to pay for you in the event you can’t make a payment. In other words, we could help you secure the finance you’re looking for.

What does PM Loans have to offer?

We have no guarantor loans available from as little as £100 up to £1500. Plus, there are different repayment periods to choose, from 1 month to 12 months. Such variety means you could find loans to pay your bills, consolidate debts, pay for emergencies and more, without worrying about bad credit being an issue.

Guarantor or No Guarantor Loans?

Whether to take out a guarantor loan or a no guarantor loans for bad credit is ultimately dependent on your individual circumstances. If you have poor credit and have been rejected for credit by your bank, then looking into guarantor or no guarantor loans could be an option for you.

If you’re happy to ask a family member or friend to be a guarantor for you, then a guarantor loan might be the right choice. However, if you feel uncomfortable asking somebody close to you to co-sign your loan agreement, this could be a better option for you when taking out a short term loan.

We understand that it can be difficult to get a loan which is why we look beyond your credit score if it’s less than perfect, and pride ourselves on trying to help out those that struggle to get credit.

Applying for No Guarantor Loans

Before applying for a loan, be sure to double-check your eligibility. It’s simply better for deciding whether or not to apply for a loan right now. It will also improve your chances of getting a loan. You’ll need to be over 18 years old, be in employment and hold a current UK bank account.

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