3 Month Loan

A 3 Month Loan is just that, it’s a loan that can be paid off in 3 instalments, which might have been for a situation you may have found yourself in. Although you can pay off your loan in full, anytime within those 3 months, usually at no extra charge. PM Loans provides a great service if you are looking for a 3 month loan because they, not only lend themselves but work with many short-term loan providers in the market today, all providing various options from £50 to £1,500.

An agreement for a 3 month loan is quick, easy and usually all completed online.  They are designed to be paid off within the 12-week agreed ( 3 months) period the lender contracts you with.

When you take out a 3 month cash loan it’s important to make sure that your loan payback date is your official payday and not a date set by the lender, the reason for this is because you could incur additional charges due to missed payments because the wrong dates are setup.

At PM Loans, we always set dates to fit around your salary pay date so that you can stay on top of premiums without any further costs arising.

Who can apply for a 3 month PMLoan?

Anyone over the age of 18 who has a U.K bank account and with their salary paid into it.

We aim to get our loans paid out to you on the same day! Once you have passed all the required checks.

What are the checks?

Here are the checks we carry out before offering customers a 3 month loan; we check that you are:

  • UK resident
  • In full-time employment
  • Identity check
  • Affordability check

We will also run a soft credit check just to see what is marked against your name to help us see what which loan option is available you.

Once we have all the verified information with us, we then give you the outcome of your application.

My credit rating is bad, does this matter?

We appreciate that there are a lot of credit scores out there that are not the most favourable.  However, we do welcome people with poor credit.

Having adverse-credit history does not discard you from our lending process, we look deeply into your affordability (are you able to afford this loan) with the excess money you have left from your pay packet.

As long as you can afford the repayments each month and not be left short from all of your other expenditures, you have a high chance of getting a loan with us.

Is the loan against my home and property?

Not with us, we lend primarily on your affordability and of course, information on your credit file. You will not be using anything as collateral (items pledged as security for a loan)

We ensure you can afford the loan in the first place and offer you an amount that you can pay back comfortably.

What if I can’t pay your 3 month loan back on time?

At PM Loans, we fully understand that circumstances do arise in the lives of many.  These can be caused by numerous things which are totally out of your control.

If you do find yourself in a situation where an unforeseen situation happens, then please at your earliest opportunity get in touch and we can guide or assist you further.

Where shall I apply for a 3 month loan?

You can apply right here at PM Loans, we are an excellent provider with high acceptance rates.  Your chances of obtaining 3 month loan are good because we have a larger number of lenders at our disposal ready with offers.

If you meet the lending criteria above and able to commit to your repayments then apply below:

Apply Now