Instant Decision Loan

At PM Loans, we completely empathise when you need an instant decision loan that’s why as a direct lender and a broker, we and our lending partners can give you an initial decision within a couple of minutes!!!!  That is why we exist as a direct lender to solely come to aid when you need it most.

You’ve found this page because you’re looking into or ready to apply for an instant loan today.  Great, we can help you and the process is started and completed online.

If you didn’t know already, an instant decision loan is when a lender provides you with the cash loan amount you desire and the funds get paid out to you directly into your bank account the same day.

We always strive to find the best loan for you, but more importantly, one that you can afford.

What do I need to get an instant loan?

  • You need to be a U.K resident
  • You must hold a U.K Bank account
  • Be aged 18 or over
  • A valid e-mail address and telephone
  • Not be bankrupt or in an IVA
  • Agree to the PM Loans terms and conditions

There may be an occasion where we ask you for additional bits of information just so that we can verify who you are further and protect you from any compromise to your identity.

What if I get declined for a loan?

Don’t worry, as well as being a direct lender we are also a broker that can find you the next best option suited to your requirements.

We will always ask your permission first before sharing your application with our partners.

We also encourage you to take a look at some of our resources that will help you if you have ever been declined in the past for any form of credit.

How do your Instant Decision Loans work?

  • You choose how much you want to borrow and over what period
  • Complete your online application and then submit
  • Receive your funds on the same day

PM Loans Calculator

Why should I take a loan out with you?

It’s easy to understand why customers take out an instant decision loan with us, we have:

  • No phone calls
  • Fast payment
  • High acceptance rates
  • A safe and secure platform
  • We have options to choose from