Direct Payday Lenders UK
In life, everyone has times when emergencies come up and paying later just isn’t an option. Direct payday lenders uk can help by enabling you to access cash right away. Lenders tend to cater to specific customers and fulfil a rather narrow segment of borrowing needs.
What is a Direct Lender?
At PM Loans, we are a direct lender, you can apply directly for a loan to us and we lend funds directly to you. Approved applicants will have the agreed loan amount deposited directly into a designated bank account.
Our entire application is online from start to finish and you can apply using a desktop, laptop, mobile or tablet and all you need is access to the Internet. Our loan application is available to complete 24 hours a day, 7 days a week including weekends and we will always aim to process and fund your application as soon as possible.
- No guarantor required
- Bad credit considered
- Instant decision
- No hidden fees
Should I choose Direct Payday Lenders UK?
Choosing a direct lender for your payday or short term loans is ideal as you’ll be able to be in contact with your direct lender from start to finish. There are no upfront fees for applying with PM Loans and we only charge interest on the successful completion of your loan.
What is the lending criteria?
To be eligible to apply with PM Loans, you must be over 18 years of age and a full-time resident of the UK. Other basic criteria include:
- Be employed or have a stable source of income to be able to make payments.
- Hold a valid UK bank account with an active debit card.
- Have a valid mobile phone number and an email address.
Once your application has been completed, we will typically carry out a series of credit and affordability checks. This is to ensure that you can afford to make monthly repayments. This may involve adjusting the amount that you wish to borrow to find the best amount for you.
Why apply with PM Loans?
Applying for payday loans is generally easy. Online applications make it possible for borrowers to obtain a credit decision swiftly, even if they have a bad credit record.
PM Loans is a place to borrow from £50 to £1500, repaid over 1 to 12 months. We are direct payday lenders uk and our application is 100% online. We have no hidden fees for applying, we are the perfect loans partner to help you get the finance you need.