Poor Credit Payday Loan Direct Lender

“Poor credit payday loan direct lender” is a hugely popular search term on Google and other major search engines.

The payday loan market has seen an upward curve in applications right across the U.K and it’s not slowing down.

The loans is borrowed to you, usually processed and transferred the same day and then you pay it back on your next payday.

Now, because we are a direct lender, we cut out the middleman which means you will have direct liaison with us and your process is done seamlessly.

If we can’t provide the loan you are currently looking for, that’s fine, you will not have to input your details over again.

We can source an alternative option for you without any disruption to your live application.

What can I use the loan for?

Many people use a payday loan for the following short term reasons, such as;

  • Unexpected car repairs
  • To clear a bill payment
  • Medical provisions
  • Legal purposes
  • Deposits on a car

Whatever your circumstances we got you covered.

How much will my repayments be?

When calculating your repayments using our loan calculator (pictured below), it will give you all the figures you need to pay attention to, cost of the loan, duration, total amount payable etc.

PM Loans Calculator

There will be further details of your loan that you can refer to once you’ve been accepted, these details and your loan agreement is sent over to you once completed.

How Much Would You Like?

Representative example: £15,000 borrowed for 24 months. Total amount repayable is £15939.20 in 24 monthly instalments of £664.13. Interest charged is £939.20. Interest rate 5.9% pa (variable), min 3.1% APR, max 1326% APR, min and max term: 12 - 60 months.

We are all about transparency and your best interests are the foundations of what we do.

Frequently Asked Questions

You can definitely find Direct Lender Loans even when you have very poor credit, we specialise in providing loans to people that have struggled in the past. If we can't offer you a loan, we work with a panel of lenders to see if they can help.

If you're over 18 and can afford the repayments, you're eligible to apply. Our application form allows you to declare all types of income including benefits and pensions to give you the best chance of securing a Direct Lender Loan.

I have really bad credit, can I still apply?

Yes, this is what we tailor our loans around… We encourage you to apply if you fall within this bracket but also have firmly in mind that this is not a long term financial solution.

Access your ability to pay the loan back, ask yourself; will I paid back? can I afford it? and finally, is this my only alternative?

Our Process

We have a quick and easy application process, this enables you to obtain the funds you require just when you’d like it.

Just make sure you all the relevant details ready before beginning your application.

PM Loans Application Process


If you have any questions, we suggest that you read our terms and conditions – there, you can find the finer details to how we operate.

If you are happy and ready to apply, please do so here: Apply Now (code)

Warning: Late repayment can cause you serious money problems. For help, go: to moneyadviceservice.org.uk