About Our Cookies

Here at PM Loans, we realise that many people may not be familiar with cookies and other similar technologies. So we feel it’s important to shed some light on what they are and how they’re used to help our site visitors understand them a bit more. That way you can make informed decisions about your cookie preferences.

Below you’ll find a guide to cookies in general, as well as more detail about the ones used on the PM Loans website. Once you’ve read this information, you can choose to opt out of the use of cookies on our site if you wish.

If you choose to continue to browse our site without opting out, we will assume that you are happy with our use of cookies and will continue to use them throughout your visit.

What is a Cookie?

Cookies are small pieces of text used to store information on web browsers.

Cookies are used to store and receive identifiers and other information on computers, phones and other devices. They help web applications to respond to you as an individual by gathering and remembering information about your preferences and which pages you visit.

Some only exist whilst users are online but persistent cookies, remain on the user’s computer. So that the individual can be recognised as a previous visitor when the individual next visits the website.

A cookie in no way gives access to your computer or any information about you, other than the information you choose to share when using web applications.

Why do we use Cookies?

At Simple Personal Loans, we use cookies for a variety of reasons, some include:

  • to make our website easier for you to use;
  • to collect information about your computer, including, where available, your IP address, operating system and browser type;
  • for system administration; and
  • to report information to our advertisers

We do not store sensitive information such as account numbers or passwords in persistent cookies.

Are there different types of Cookie?

Yes, the different types of cookie include:

Session Cookies – temporary cookies that are only stored on your computer for as long as you’re on a particular website. If you close your browser (e.g. Internet Explorer, Google Chrome) and end your ‘session’, the cookie will automatically be deleted.

Session cookies tend to be used to remember things whilst you’re browsing a website. For example, if you’re shopping online, a session cookie will be used to remember that you’ve added something to your ‘shopping basket’ and it will allow the website to keep it there for you.

Persistent Cookies – more long-term that remain on your computer after you’ve closed your browser. How long they stay on your computer changes from cookie to cookie, but it’s usually 30 days.

Persistent cookies are also used to remember things from when you’ve been browsing. As they’re still on your computer after you’ve left a website, they can be used to make sure that when you return what you’re seeing is relevant to you e.g. clothes like those you may have looked at previously or grocery items you may have bought before.

Third-Party Cookies – these are set by or whose information is sent back to a website that is different from the one you’re viewing.

For example, search engines like Google often set cookies so they can know where people go after using their website. The anonymous, statistical information is collected when you’ve moved onto another website. Alternatively, advertisers often show adverts on sites that aren’t their own and use them to find out when people are viewing and clicking on them.

Can I delete Cookies from my own computer?

Yes, you can delete them from your computer by clearing the history from your browser. The way to do this varies depending on which browser you use.

You can also amend your settings to control whether or not your browser accepts cookies. However, it’s worth bearing in mind that many websites rely on them to allow them to function properly. Choosing to reject them may mean you’re not able to use all the features you’re used to.

If you block cookies on our website, you may be unable to access certain areas of our website and certain functions and pages will not work in the usual way.

Our Privacy Policy

For more information on our data usage and security please visit our Privacy Policy page.