Emergency Short Term Loans

Emergency short term loans are simply a type of instant loan that gives you the money you need very quickly. Often small in amount and featuring a short repayment period, these short term loans are there to help people in unforeseen emergencies, such as the need for sudden car repairs.

They are similar to other types of short term loans, for example, payday and instant cash loans, and therefore can often be easily tailored to your specific requirements. Because they are created for people who find themselves needing money quickly.

Will I be approved for an Emergency loan?

Looking past a person’s credit score and history, we prefer to concentrate more on whether a person has the means to repay the money they want to borrow in the time wanted.

Taking advantage of easy-to-follow applications and modern mobile technology, you can apply on the go. Not only can you often have the money you need within hours, but you can now do it from your smartphone, tablet or computer.

Am I eligible for an Emergency Loan?

We consider all applications on their individual merit but do have lending criteria that help us make our decision. This means that borrowers should ideally:

  • Be over the age of 18
  • Be a permanent UK resident
  • Have a permanent UK address
  • Possess a valid UK bank account
  • Have a stable source of income

How quickly can I receive a loan in an emergency?

If you need access to money quickly, an emergency short term loan could be in your account on the same day you apply. We will generally offer an instant decision. If accepted, the money could be sent within a few hours in certain circumstances.

What are the repayment terms?

When you apply, you can select a repayment length that is suitable for your circumstances and the amount you’re borrowing. The longer-term loans are usually used by people borrowing higher amounts of money, while the smaller emergency loans are typically repaid over a shorter period.

Apply for an emergency loan online today with us from as little as £50. Our application is straightforward and takes less than 5 minutes, filled out online. All applications are 100% free of charge whether you are accepted or not, and subject to approval. We also have repayment options from 1 – 12 months, depending on your loan amount.