Last-Minute Summer Holiday: Is It Worth Booking One?

Summer always seems to go by too quickly. One minute you’re looking forward to warmer days, and the next you’re wondering where the time has gone. If you haven’t had your summer holiday yet, there is still time to get away. A last-minute holiday could be a great way to enjoy some sunshine before summer comes to an end. But before you book, there is one important question to ask: Can you afford it?

Can last-minute holidays be cheaper?

Sometimes, yes. Hotels, airlines and holiday companies may lower their prices when they have spaces left to fill. This means you could find a good deal if you’re happy to be flexible.

For example, you might save money by: Travelling on a different day, flying from another airport, choosing a different destination, taking a shorter break or travelling outside the busiest dates. But don’t assume that every last-minute holiday is a bargain. Prices can also go up when lots of people want to travel. That’s why it’s important to compare a few different options before you book.

Look at the full cost

The price you see when you first find a holiday isn’t always the final cost. When working out the full cost of your holiday, remember to include your flights, hotel or accommodation, bags, airport parking or transfers, travel insurance, food and drinks, days out and activities, and spending money. A holiday that looks cheap at first can cost much more once everything is added together. Working out the full cost before you book can help you avoid an unwanted surprise later.

Where can you find a last-minute deal?

There are lots of places to look for a last-minute holiday. You could visit a local travel agent and explain that you’re flexible about where and when you travel, or search online and compare different dates, destinations and travel websites.

Comparison sites such as On the Beach and HolidayPirates can be useful places to start. You may find a wider choice by being flexible with your dates and destination, so it can be worth checking a few different options before booking.

It can also be worth asking friends and family for ideas. They may know about a destination or deal you haven’t considered.

What if you don’t have enough money?

Finding a great last-minute holiday deal can be exciting, but if you don’t have enough money set aside, borrowing a payday loan could be one option to consider. Before applying for a loan, make sure you understand the total cost and that the repayments fit comfortably within your budget.

At PMLoans, we offer fast, short-term loans online and carry out checks to help assess whether a loan is suitable and affordable for you.

Is borrowing safe for a holiday?

The FCA found that 84% of UK adults held at least one credit or loan product in 2024, showing that borrowing is a common part of managing finances.

If you’re considering borrowing for a holiday, the important thing is to make sure you can comfortably afford the repayments alongside your usual household costs. Take the time to understand the loan before you apply, so you can enjoy your break without putting unnecessary pressure on your finances.

Don’t forget the extra costs

Once you’ve found your holiday, there are still a few things to check. Make sure your passport is valid and check whether you need a visa or any other documents for your destination. Travel insurance is also important. It can help protect you if something goes wrong while you’re away. Make sure you understand what your policy covers before you travel. If you’re booking a package holiday, check whether it is protected by ATOL. This can help protect your money if the holiday company stops trading. And remember to leave some money available for unexpected costs. You don’t want to spend everything on the holiday itself.

So, a last-minute holiday can be a great way to enjoy some summer sun. If you’re considering borrowing to help cover the cost, take a moment to check the repayments fit comfortably within your budget before you book. For more payday loan info, click here.