How To Budget And Save On A Low Income

How To Budget And Save On A Low Income The process of budgeting and managing your money on a low income is significantly harder than it is for those with a higher income. It takes extra thinking and more time to organise money into different sectors and categories.

Common Loan Myths

Common Loan Myths Common loan myths can prevent a lot of people from borrowing a loan, especially when they might actually need one. The majority of information you may read online and in the media is not always real and truthful. So, if you are unsure you should always

How To Teach Your Kids About Money

How To Teach Your Kids About Money Parents up and down the UK ask themselves the question of is it time to teach our kids about money? But, honestly, there is no set time, date or age. As an adult, you will know the importance of money and finances, thankfully, children

How To Earn Some Spare Cash

How To Earn Some Spare Cash There are hundreds of ways in which you can earn some spare cash without taking too much hassle or time. People tend to think that you have to leave your home or spend hours and hours of time every single day working but in reality, you can

How To Improve Your Credit Score

How To Improve Your Credit Score Your credit score plays a huge role within your finances and everyday life, so, if it is not up to the correct standard, it could hold you back. Having a good credit score is essential for more than just applying for credit, it holds

What Do Lenders Look At When Lending?

What Do Lenders Look At When Lending? Typically, people believe that if you do not have a good credit score a lender will not even consider lending to you. But, is that really the case? Lenders look at multiple things when lending to those who have applied. If somebody

How Much Should You Have Saved?

How Much Should You Have Saved? There is no set amount of money everybody should be saving each week, month or even year. It completely depends on everybody's individual income and lifestyle. Although, we can advise that you could have a specific amount saved/ put away

Everything You Need To Know About An Emergency Fund

Everything You Need To Know About An Emergency Fund Life is full of uncertainty and you never really know what is around the corner. Therefore, having an emergency fund is an essential aspect of your finances. Despite being such an important factor in everyday life, not

How Do Brits Spend Their Money?

How Do Brits Spend Their Money? According to the 2018/19 Survey from the Office of National Statistics, the average UK household spends £585.60 per week which is to cover all of the living expenses that we need in daily life. But, what exactly are Brits spending that

What you need to know about the new lockdown measures

What you need to know about the new lockdown measures From Saturday (4th of July) onwards, the lockdown rules are changing even more. But, are you up to date with what is going on? Although the lockdown rules are being eased, the rules do not apply to everywhere in the